Your Evil Time Travel Loan: Terms and Conditions

Dear Chronomenator Supreme,

Thank you for your interest in Financial Operations and Underwriting Limited (FOUL) and our time travel loan service. If you are here from the future, I’m certain you will have found our terms generous. We would also like to take this opportunity to make you aware of our Henchman Recruiting Service, our Insurance offerings (please note: time travel is not covered as of this point in the timeline – please visit our agents in 2132), our catalog, and this basic overview of our operations and dossier of our more successful clients.

Please understand that, as we take client confidentiality very seriously, we must ask you to make certain to return to just before you received this message and eat it before you can read it, thus keeping any evidence of our existence a secret from those pesky Time Cops. Failure to do so will have resulted in a killer robot from the future having gone back in time to eliminate your Uncle Freddy just before he would have surprised you as Santa Claus on your fifth birthday, thereby giving you a debilitating nervous condition which will render you useless for villainous enterprise forever. You have been warned.

Basic Terms

  1. All interest compiles based upon your current timeline, relative to the moment you sign the papers. Any attempt to tamper with the timeline to alter this term will result in immediate payment being made in full by whatever version of yourself we happen to track down first. Barring that, we will garnish the wages of your ancestors (see #6).
  2. If you are visiting from the past, please remember that all payments must be made in parcels of land or gold bullion. Bags of spices from the exotic Orient are no longer acceptable, especially given the coriander-synthesizing technology available on the 2065 Home Shopping Network.
  3. All payments are due on the same day at the exact same time: January 1st, 1929, Brooklyn, New York. Feel free to visit that time as many times as you wish to make as many individual payments as you deem necessary, but try to avoid meeting yourself if at all possible. Ask for Stu at the bar. Wear something snappy, but try not to look German. Dames should expect to smoke cigarettes and look mysterious. No, we do not know what that means – it’s Stu’s operation, so it’s his stupid rules.
  4. Failure to pay your loan on time will result in the dispatch of Time Loan Sharks to be dispatched to your location to collect. Yes, they are actual sharks from the future genetically spliced with humans and augmented with cybernetic weapon systems. No, they have never gone rogue. Well, not in this timeline.
  5. By signing the loan agreement, you are forgoing any indemnity on the part of any alternate self in any alternate timeline. Yes, we will repossess your alternate universe casino. Yes, we will break the kneecaps of your pacifist hippie self in the timeline where the Age of Aquarius actually came to pass. Pay up.
  6. Traveling back in time to warn your past self to not take out a loan with us on account of you not being able to pay it off in a post-apocalyptic future constitutes a violation of your loan agreement and entitles us to garnish the wages of your ancestors to make ends meet. If you want your Great Uncle Joe to starve on account of your delinquency, be our guest.
  7. As of this time, we do not offer loans to robots, AIs, or aliens. Sorry, but it’s an insurance matter.

Delivery of Payment

  1. For your convenience, we will convey your loan in the full amount at any point in time. Though we prefer electronic transfer, we can also stage “inheritance from strange old man” (i.e. you) or any number of crazed lunatics shoving old Wal-Mart receipts with account numbers scribbled on them.
  2. For our ancient-world customers, we will provide a treasure map to a secret vault filled with death traps to prevent grave robbers. The map will have information on how to avoid the traps, but the ink is prone to smudging, so don’t squeeze too tightly.
  3. You will be required to fill out a questionnaire about your life and family in order for us to verify we are delivering payment to the right you in the right timeline. Those who perform the survey will be shot by their past selves after they have verified your identity in the future. No, this has never caused a problem. Why do you ask?

Let Us Help You Help Us

Consider doors. And locks.

Consider doors. And locks.

As we already know if you are going to take out a loan and whether or not you are going to default on that loan, please listen to your loan officer’s advice. If he says don’t eat Chinese tonight, listen to him. That Triad hit squad is a real bitch and no, your ancient kung fu secrets won’t cut it this time. Trust us. Some general rules:

  • Do not date your grandmother, no matter how hot she is.
  • Please acquire or construct a time machine that any idiot cannot stumble into and utilize. Being stranded in time helps no one.
  • Bring your food with you. Futuristic fast food is a horror show.
  • Do not teach the Romans how to use gunpowder.
  • Do not kill Hitler. No, not even that way. No, not that way either. Cut it out.
  • Even though time is not linear, it is helpful to pretend like it is. Insane people are terrible at paying back their loans.
  • While we encourage bringing henchmen forwards and backwards in time to support your evil aims, we caution you against any time paradoxes caused by said henchmen returning to their own timeline. Better to strand them in time when they are through.
  • It is possible to build a time machine that can transport you with your clothes on. Try a little harder, you exhibitionist pervert.

Good luck, and welcome to the FOUL family!

(remember: go back in time and eat this message. It is peppermint flavored – your favorite. Don’t ask us how we know – we already shot that guy)

Advertisements

About aahabershaw

Writer, teacher, gaming enthusiast, and storyteller. I write stories, novels, and occasional rants.

Posted on June 30, 2015, in Fiction and tagged , , , . Bookmark the permalink. Leave a comment.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this: